Fountain Court Chambers

London & Singapore

Ben Lynch QCCall Date: 2001 | Silk Date: 2020

Ben is a highly regarded commercial silk, who has been described in the directories as “a barrister with a frighteningly astute mind, who doesn’t leave any stone unturned”. Ben has a specialist practice in insurance and reinsurance, acting in various landmark cases. Ben is also an editor of MacGillivray on Insurance Law.

Ben’s practice encompasses all aspects of commercial dispute resolution; over the years he has developed a strong reputation in the fields of professional negligence, telecommunications disputes, competition law, cyber, fraud, injunctions, international commercial arbitration, regulatory law, professional discipline, group actions and shareholder disputes.

Ben is commended for his “great work ethic, who has a fantastic eye for detail, excellent technical ability and superior client-handling skills”, won the Chambers & Partners ‘Insurance Junior of the Year’ award in 2017 and is ranked in the legal directories across a number of practice areas.

His recent highlights include:

  • Travelers Insurance Company Ltd v XYZ [2019] 1 WLR 6075: Supreme Court, acting for the successful insurers in a precedent-setting case which is now the leading authority on s.51 cost orders against insurers, arising from the PIP breast implant litigation.
  • AIG Europe Limited v OC320301 LLP [2017] 1 W.L.R. 1168: Supreme Court, acting for successful insurers in leading case on aggregation of claims in solicitors’ professional indemnity insurance.
  • Redman v Zurich Insurance Plc [2017] EWHC 1919 (QB); [2018] 1 WLR 280: Acting in a successful strike out application in this market-defining case which was the first on the Third Parties (Rights Against Insurers) Act 2010 which decided when the 2020 Act applies and when the 1930 Act applies. The decision was very important for the market and has been widely reported and discussed.
  • Blanche v EasyJet [2019] EQCA Civ 69; [2019] 1 Lloyd’s Rep. 286: Acting in this important appeal against a decision that they delay of a flight as a consequence of an air traffic management decision amounted to “extraordinary circumstances” which allowed the respondent air carrier to rely on the defence contained in Regulation 261/2004 art.5(3).
  • Lyons v Fox Williams LLP [2018] EWCA Civ 2347: Acting for the defendant in this very high-profile professional negligence claim brought by an injured ex-EY employee, seeking benefits (amongst other things) under Long Term Disability insurance policies and in relation to a high-value agreement reached in Russia. This is now one of the leading authorities on the difficult and important issue of “the duty to warn”.

Areas of Expertise

  • Commercial and chancery litigation
  • Commercial dispute resolution
  • Competition
  • Company
  • Fraud: civil
  • Insurance and reinsurance
  • International arbitration
  • Professional discipline
  • Professional negligence
  • Restructuring/insolvency
  • Technology
  • Telecommunications

Recommendations

“An excellent lawyer, who is thorough, clever and analytical, with good knowledge of the insurance market. Judges know that his submissions are always soundly researched and reliable. ”
The Legal 500

“He is unfailingly diligent and charming.”
The Legal 500

“His written work is excellent and his knowledge of the law and civil procedure is second to none.”
The Legal 500

“He has an amazing capacity to interrogate and remember a vast amount of information in very complicated cases. He is also unfailingly polite and level headed.”
The Legal 500

“He’s going great guns and building up an impressive insurance practice. He rewrote the textbook we all reach for.” “He’s incredibly responsive and intelligent. He provides very user-friendly advice and is a pleasure to work with.” “He’s just an absolute expert on insurance issues.”
Chambers & Partners

“He is just fantastic with clients. He has a very strong attention to detail.” “He has excellent procedural knowledge and his written work is of an extremely high quality.”
Chambers & Partners 

“A rising superstar who is extremely bright, user-friendly and knowledgeable about all aspects of insurance.”
Chambers & Partners

“Extremely bright, very client-friendly and very strong technically, you can rely on him to turn things around under pressure.” “He has an excellent eye for detail and is very approachable.”
Chambers & Partners

Ben is ranked in the legal directories for:

Chambers & Partners

  • Dispute Resolution: Commercial (New Silks)

The Legal 500

  • Commercial Litigation
  • Insurance and Reinsurance
  • Professional Negligence

Reported cases

Insurance & Reinsurance

  • Travelers Insurance Company Ltd v XYZ [2019] 1 WLR 6075: Supreme Court, acting for the successful insurers in a precedent-setting case which is now the leading authority on s.51 cost orders against insurers, arising from the PIP breast implant litigation.
  • AIG Europe Limited v OC320301 LLP [2017] 1 W.L.R. 1168: Supreme Court, acting for successful insurers in leading case on aggregation of claims in solicitors’ professional indemnity insurance.
  • Redman v Zurich Insurance Plc [2017] EWHC 1919 (QB); [2018] 1 W.L.R. 280: Leading authority on Third Parties (Rights Against Insurers) Act 2010.
  • Maccaferri Ltd v Zurich Insurance PLC [2016] EWCA Civ 1302; [2017] Lloyd’s Rep. I.R. 200: Court of Appeal, leading insurance notification case (led by Colin Edelman QC).
  • Cape Distribution Ltd v Cape Intermediate Holdings Plc [2016] EWHC 1786 (QBD): A trial of issues relating to insurers’ liability to indemnify mesothelioma claims in a co-insurance context and limitation, led by Justin Fenwick QC and Leigh-Ann Mulcahy QC.
  • Flexsys America L.P. v. XL Insurance Company Limited [2010] Lloyd’s Rep. IR 132.
  • ERC Frankona v. American National [2006] Lloyd Rep IR 157.


Commercial Dispute Resolution

  • Wetherley v Wetherley [2018] EWHC 3201 (Ch): Unfair prejudice petition, full trial, acting alone, successful at trial.
  • Mulcahy QC; Bankruptcy; Banks; Breach of undertaking; Directors’ powers and duties; Enforcement; Foreign judgments; Freezing injunctions; Interim relief; Misappropriation.
  • Puharic v Sabir [2018] EWHC 1099 (QB): Acting for claimant in injunction applications; application for expedited trial; leading Nicolas Damnjanovic.
  • Angel Group v Davey [2018 WL 01040329]: Change of circumstances; Freezing injunctions; Legal advice and funding; Proprietary rights.
  • Akcine Bendrove Bankas Snoras v Antonov [2018] EWHC 887 (Comm): Led by Leigh-Ann Mulcahy QC.
  • Teva v AstraZeneca [2017] EWHC 1852 (Comm) (Leggatt J).
  • AIG Europe Limited v OC320301 LLP (formerly The International Law Partnership LLP) [2017] UKSC 18; [2017] 1 W.L.R. 1168:  Supreme Court – leading decision on solicitors’ professional indemnity insurance aggregation (led by Colin Edelman QC).
  • Maccaferri Ltd v Zurich Insurance PLC [2016] EWCA Civ 1302; [2017] Lloyd’s Rep. I.R. 200: Court of Appeal, leading insurance notification case (led by Colin Edelman QC).
  • Cape Distribution Ltd v Cape Intermediate Holdings Plc [2016] EWHC 1786 (QBD): A trial of issues relating to insurers’ liability to indemnify mesothelioma claims in a co-insurance context and limitation.
  • Lyons v Fox Williams LLP [2016] EWHC 2427 (QB)Very high-value professional negligence claim brought by injured ex-E&Y employee against a high-profile firm of solicitors, seeking benefits (amongst other things) under Long Term Disability insurance policies and in relation to a high-value agreement reached in Russia. Complicated case, acting for defendant.
  • John Raymond Transport Ltd v Rockwool Ltd [2015] EWHC 1069 (QB) (led by Ian Mill QC).


Professional Negligence

  • A v B [2017]: Professional negligence claim against IFA / tax adviser involving Titan Steel Wheels Ltd v RBS [2010] EWHC 211 (Comm) issue.
  • Lyons v Fox Williams LLP [2016] EWHC 2427 (QB)Very high-value professional negligence claim brought by injured ex-E&Y employee against a high-profile firm of solicitors, seeking benefits (amongst other things) under Long Term Disability insurance policies and in relation to a high-value agreement reached in Russia. Complicated case, acting for defendant.
  • Nouri v.Marvi & Others [2010] 50 EG 64.


Technology

  • BT v Ofcom “PPC” case [2012] EWCA Civ 1051: Led by Christopher Vajda QC, Andrew Burrows QC (Hon) in the Court of Appeal and previously by Graham Read QC before the CAT: [2011] CAT 5 (Marcus Smith QC sitting as Chairman).


Competition

  • BT v Ofcom “PPC” case [2012] EWCA Civ 1051: Led by Christopher Vajda QC, Andrew Burrows QC (Hon) in the Court of Appeal and previously by Graham Read QC before the CAT: [2011] CAT 5 (Marcus Smith QC sitting as Chairman).


Company, Restructuring & Insolvency 

  • Wetherley v Wetherley [2018] EWHC 3201 (Ch): Unfair prejudice petition, full trial, acting alone, successful at trial.

Other notable cases

Insurance & Reinsurance

  • Business interruption insurance cases [2020]: COVID-19 cases.
  • Data breach / cyber insurance case [2020]: Very high-value.
  • Guarantee insurance case [2020]: Very high-value.
  • Bank crime policy case [2020].
  • Group litigation arising from very high profile disaster [2020].
  • Political risk insurance case [2019-2020].
  • Year of attachment cases [2020]: Solicitors’ PI, high-value year of attachment issues.
  • Very high value solicitors’ professional indemnity insurance aggregation dispute [2017-2020], led by Nigel Tozzi QC.
  • A v B [2018]: Advising on complicated, high-value claims for indemnity in respect to costs arising out of high-profile public event; acting for insurer.
  • Advising on various cyber-related disputes [2018].
  • A v B [2018]: Very high-value avoidance dispute, led by John Lockey QC.
  • A v B: High value, complicated, international D&O insurance dispute, acting for claimant insured [2018].
  • A v B: Double insurance dispute, acting for claimant insurer [2018].
  • A v B: Very high-value reinsurance recovery action, acting for claimant [2018].
  • A v B: High-value avoidance / coverage dispute acting for claimant government department [2018].
  • A v B [2018]: £500 million+ reinsurance dispute, led by Charles Bear QC.
  • A v B v C and others [2018]: Surveyors’ insurance aggregation dispute, acting alone.
  • A v B [2017]: Complicated D&O insurance dispute involving various issues, including the definition of “claim”.
  • A v B v C [2017]: Complicated D&O insurance dispute involving various issues, including notification issues, dishonesty and attribution of knowledge.
  • A v B and C v D [2017]: EL insurance cases concerning Third Parties (Rights Against Insurers) Act 2010.
  • Long-tail EL insurance avoidance trial [2016-17].
  • High-value marine insurance case involving arrest of a vessel [2016-17], led by Stephen Moriarty QC.
  • A v B [2016]: Insurance coverage dispute involving accountant / tax adviser: concerned, amongst other things, the extent to which a court can review the exercise of an insurer’s discretion, under the terms of the policy, to accept or reject a claim.
  • Port Authority claim [2016]: Concerning insurance for fines arising from a breach of health and safety legislation and questions about the scope and application of the doctrine of ex turpi causa.
  • Advising on Solvency II issues [2016].
  • A v B: Year of attachment insurance arbitration involving regulatory investigation by SRA in relation to solicitor’s involvement in tax avoidance schemes [2016].
  • A v B: Advising insurers on coverage issues arising out of a fall from height at a worksite [2016].
  • A v B: Advising insurers on coverage issues arising out of a crush injury – involved difficult questions about the scope of the duty of good faith [2016].
  • A v B: Year of attachment arbitration in respect of solicitors’ professional indemnity claims. Issue as to number of claims. Issue as to breadth of notification of Circumstances [2016].
  • A v B: Acting for defendant insurer in high-value claim arising out of fires at a business premises. Case involved defence of, amongst others, fraudulent devices (led by Graham Eklund QC) [2015-2016].
  • £20 million+ solicitor’s professional indemnity year of attachment arbitration (acting alone).
  • High-value D&O insurance case arising out of alleged high value property fraud.
  • Godiva v Travelers [2014]: Major solicitor’s professional indemnity insurance aggregation dispute – one of The Lawyer’s Top 20 Cases of 2014 (led by Colin Edelman QC and Derrick Dale QC).


Commercial Dispute Resolution

  • Group litigation arising from very high profile disaster [2020].
  • Disputes relating to / arising from COVID-19 issues [2020] – multiple.
  • Force majeure / frustration cases [2020] – multiple, high-value.
  • Advising on various cyber-related disputes [2020].
  • Multiple recent injunction applications, acting for claimants and respondents [2019].
  • A v B [2018]: Involved in £300 million+ arbitration involving competition law issues.
  • Multiple hearings in company / shareholder dispute, acting alone [2018].
  • Committal proceeding [2018]: Led by Paul Gott QC, acting for defendant.
  • Norwich Pharmacal application in the Isle of Man [2017].
  • Advising on rectification case arising out of high-value sale of business [2017].
  • Injunction involving a coal mine.
  • High-value commercial education contract dispute acting for a government (acting alone).


Professional Negligence

  • A v B [2018]: Acting for well-known QC defending claim arising out of insurance dispute.
  • A v B [2018]: High value, factually complicated solicitors’ professional negligence claim, acting for defendant solicitors.
  • A v B [2018]: Complicated claim against tax adviser, acting for claimant, involving limitation and alleged unjust enrichment issues.
  • Lyons v Fox Williams LLP: Court of Appeal hearing [2018].
  • A v B [2016-17]: High-value professional negligence claim against a Project Monitor, arising out of a series of loans made by a lending bank to a property developer, acting without a leader. Various complicated questions arise in relation to limitation and alleged loss, along with contribution claims against third parties.
  • A v B v C [2016]Acting alone for the defendant / Part 20 claimant in this high-value IFA professional negligence claim involving Inheritance Tax advice and a Part 20 claim against a well-known provider of IHT solutions.


Technology

  • Telecommunications & IT: Competition Appeal Tribunal (“CAT”) cases, High Court cases, Mediations, Court of Appeal.
  • Large number of complicated Artificial Inflation of Traffic cases [2016].
  • Complicated Dial Through Fraud cases [2014].
  • Ethernet dispute [2014] CAT 14: Major regulatory case (ex ante cost orientation obligations and Ofcom’s dispute resolution powers; involving in excess of £250 million) led by Rhodri Thompson QC, Graham Read QC and Sarah Lee.


International Arbitration

  • A v B [2018]: Involved in £300 million+ arbitration in Switzerland involving competition law issues.
  • A v B [2018]: Domestic insurer v foreign insurer: year of attachment dispute.
  • A v B [2017]: High-value dispute arising out of alleged property fraud in India.
  • A v B [2017]: Very high-value matter arising out of BIT dispute.
  • A v B [2016]: £20 million+ solicitor’s professional indemnity year of attachment arbitration.


Professional Discipline and Regulatory & Investigations

  • A v B: A year of attachment insurance arbitration involving regulatory investigation by SRA in relation to solicitor’s involvement in tax avoidance schemes [2016].
  • Advising on Solvency II issues [2016].
  • A v B: Insurance aggregation dispute involving extensive SRA investigation into a firm’s involvement in overseas property development business [2016].
  • A v B: Insurance coverage dispute involving regulatory investigation in to accountant’s involvement in giving various kinds of tax advice [2015-2016].
  • A v B: Insurance aggregation dispute involving large SRA investigation into a firm’s involvement in mortgage fraud [2014].
  • Extensive regulatory experience in relation to solicitors in particular, but also in relation to accountants, surveyors and other professionals.
  • Leading expert in the field of professional indemnity insurance, which often involves regulatory issues.
  • Appeared (acting alone) in hearings before the SRA and other regulatory bodies and has significant experience in advising on matters involving regulatory investigations, disciplinary tribunal matters and insurance issues involving regulatory disputes.
  • Appeared in the Court of Appeal in the recent AIG aggregation case (above) and was junior counsel in the long-running Godiva litigation.
  • Advised on regulatory structures of various kinds, including in relation to insurers, wording of insurance policies, litigation funders, solicitors, other professionals and banking matters.


Competition

  • A v B [2018]: Involved in £300 million+ arbitration involving competition law issues, working with Sir Francis Jacobs QC.
  • Extensive experience in competition law cases in the Competition Appeal Tribunal and Court of Appeal.
  • Advisory work of various kinds.
  • Seminars, lectures and talks on competition law.
  • Telecoms competition law cases.
  • Insurance competition law cases.
  • Ethernet dispute [2014] CAT 14: Major regulatory case (ex ante cost orientation obligations and Ofcom’s dispute resolution powers; involving in excess of £250 million) led by Rhodri Thompson QC, Graham Read QC and Sarah Lee.


Company, Restructuring & Insolvency

  • Unfair prejudice petition [2018].
  • Multiple hearings in company / shareholder dispute, acting alone [2018].
  • Company / minority shareholder dispute, acting alone [2017].
  • Advising on various shareholder dispute issues [2017].


Civil Fraud

  • Cyber fraud claims (involving insurance issues).
  • Direct insurance fraud claims acting for insurers, including “death” claims, both domestic and international.
  • Insurance aggregation claims arising out of fraud.
  • Professional negligence claims arising out frauds, fraudulent tax schemes and domestic and international fraudulent transactions: acting for and against barristers, solicitors, architects and other professionals in circumstances involving these and other kinds of frauds.
  • Very significant experience dealing with solicitors’ PI claims arising out of mortgage frauds.

Appointments, memberships and prizes

  • Balliol College, Oxford: Paton Scholar
  • Middle Temple: Astbury Scholar
  • Columbia Law School: Stone Scholar
  • COMBAR
  • PNBA (previously a committee member)
  • LCLCBA (committee member)
  • Bar Pro Bono Unit
  • Lawyers Fishing Club (membership secretary)

Publications

Macgillivray on Insurance Law, 11th Edition, Second Supplement to 11th Edition, 12th Edition, First and Second Supplements to 12th Edition, 13th Edition, First and Second Supplements to 13th Edition, 14th Edition, First Supplement to 14th Edition. Authors: Professor John Birds, Ben Lynch QC, Paul Simon.

Education

  • Balliol College, Oxford, BA (Hons) Law (top First in college, Paton Scholar)
  • Columbia Law School, LLM (Stone Scholar)
  • Inns of Court School of Law (Very Competent)

LinkedIn

Ben’s LinkedIn profile can be found here.


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